Umi In The City

The content on this site and all other Umi In The City social media platforms are intended for entertainment and informational purposes only.  Any and all content found on UmiInTheCity is not meant to be taken as professional advice, nor should it be used to diagnose or treat any medical condition. The content of my posts and videos are original.  All of the opinions found at UmiInTheCity reflect my own personal views, thoughts, and opinions, as it related to my life choices, experience, and interest. While I do my best to provide honest and well-researched information and reviews, I encourage you to do your own research.  Findings, facts, and statistics may change over time as new research is developed. Furthermore, allergies and sensitivities vary.  As such Umi In The City and it's author are not responsible for any negative consequences from any action, treatment, application, preparation or investment to any person reading this blog or watching the...

  I have spent most of my adult life as a single mother.   I have spent most of my adult life as a broke single mother.  I like many people thought that investing in my education would automatically mean getting ahead financially in the world.  Well, I was wrong.  In fact, I made three times as much with my bachelor's degree and virtually no work experience than I did with my master's degree and years of teaching under my belt. So I am no stranger to debt.  Nor am I a stranger to the emotional ups and downs that come with debt and struggling.       In today's world, the average person lives with debt.  It is as if becoming an adult is synonymous with becoming indebted to a company.  From debt accrued during university to becoming a homeowner to purchasing our basic needs, debt is often a part of modern day living.  In fact, many of us are encouraged to get into debt as a way of establishing good credit.  Ironical...

My biggest deterrent to homeschooling was financing it.  When I first was inspired to educate my child at home, I was a single mother.  Working at private Islamic Schools was not exactly lucrative, but it was something. To go from the little I had to no income at all was scary, to say the least.  So I kept teaching year after year and regretting it year after year. It is not that I did not enjoy teaching. In fact, the job I was at is still to this day, the closest to my heart of all of my work experiences.  The problem is that my daughter, while she was passing her classes was a hesitant reader.  I was filled with guilt.  A teacher, whose child is struggling with reading.  How was this even possible?  I am an avid reader.  By default, my daughter should be one too. She owned over 200 books before she was born.  (I am an avid shopper as well.  A teacher, mom, book lover with an Amazon Card is a dangerous thing) I know th...